/* Gestaltung aus Krankenkassenhilfe-HTML-Paket (3).zip */
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@media(min-width:1500px){.product-name{font-size:17px}.product-photo{width:57px;flex-basis:57px;height:59px}.product{min-height:87px}}
@media(max-width:1150px){.wrap{width:calc(100% - 48px)}.site-header{gap:23px}.brand img{width:210px}.header-links{gap:17px}.header-links>a:first-child{display:none}.hero h1{font-size:49px}.hero-promise{font-size:18px;max-width:480px}.hero-actions{gap:17px}.hero-actions>a{font-size:13px}.hero-photo{left:39%}.hero-shade{background:linear-gradient(90deg,#173f70 0%,#173f70 26%,#173f70d9 41%,#173f7033 74%)}.topic-nav>span{display:none}.insurance-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.product-name{font-size:18px}.product-photo{width:60px;flex-basis:60px;height:61px}.catalog-jumps{display:flex;gap:10px;margin:0 0 24px}.catalog-jumps a{flex:1;padding:10px 13px;border-radius:6px;border:1px solid var(--line);background:#f1f7fc;font-size:14px;text-decoration:none;font-weight:650;text-align:center}.catalog-section h2{font-size:32px}.issue-section{padding:30px}.issue-grid{gap:12px}.issue-grid button{padding:16px}.issue-grid strong{font-size:20px}.loyalty-section h2{font-size:36px}}
@media(max-width:760px){.wrap{width:calc(100% - 36px)}.site-header{min-height:82px;flex-wrap:wrap;gap:15px;padding-block:18px}.brand img{width:202px}.header-links{display:none}.menu-toggle{display:flex;flex-direction:column;gap:6px;margin-left:auto;border:1px solid #87a4c0;background:transparent;border-radius:6px;padding:11px 10px}.menu-toggle span{display:block;width:21px;height:2px;background:white}.header-search{order:3;flex:0 0 100%;height:40px}.header-search input{font-size:14px}.topic-nav{gap:8px;overflow-x:auto;width:100%;padding-inline:18px;padding-bottom:15px;min-height:44px;scrollbar-width:none}.topic-nav::-webkit-scrollbar{display:none}.topic-nav a{font-size:11px;padding:5px 11px}.hero{min-height:610px;align-items:flex-start;background:#173f70}.hero-photo{inset:225px 0 0 0}.hero-photo img{object-position:50% 50%;height:100%;width:100%}.hero-shade{background:linear-gradient(180deg,#173f70 0%,#173f70 28%,#173f70e8 41%,#173f7040 64%,#173f7010 84%,#173f7070 100%)}.hero-content{padding-block:21px 32px}.hero .eyebrow{font-size:9px;margin-bottom:14px}.hero h1{font-size:43px;line-height:1.03;letter-spacing:-.028em;max-width:360px;margin-bottom:19px}.hero-promise{font-size:17px;line-height:1.4;max-width:350px;margin-bottom:21px}.desktop-break{display:none}.hero-actions{gap:17px;align-items:flex-start;flex-direction:column}.hero-actions .button{font-size:14px;padding:13px 18px;gap:25px}.hero-actions>a{font-size:12px}.hero-caption{font-size:11px;margin-top:17px}.photo-note{font-size:7px;bottom:31px;right:14px}.issue-section{margin-top:-17px;padding:24px 19px 21px;border-radius:12px}.section-heading{gap:20px;align-items:flex-start;flex-direction:column;margin-bottom:22px}.section-heading h2,.faq-section h2{font-size:31px}.section-heading>p{font-size:13px;line-height:1.4}.compact{margin-bottom:18px}.compact>p{display:none}.eyebrow{font-size:9px;letter-spacing:.09em;margin-bottom:10px}.issue-grid{grid-template-columns:1fr 1fr;gap:10px}.issue-grid button{min-height:120px;padding:16px}.issue-grid strong{font-size:20px}.issue-number{font-size:10px;margin-bottom:14px}.issue-arrow{right:11px;top:10px;font-size:24px}.catalog-section{padding-block:33px 30px}.catalog-section .section-heading{align-items:flex-start;margin-bottom:17px}.catalog-section h2{font-size:31px}.world-switch{padding:4px;gap:3px}.world-switch button{font-size:14px;padding:9px 17px}.catalog-status{font-size:12px;margin-bottom:19px;line-height:1.5}.catalog-jumps{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-bottom:22px}.catalog-jumps a{font-size:14px;padding:11px}.insurance-grid{grid-template-columns:1fr;gap:22px}.domain-heading{min-height:0;padding:22px 19px 20px}.domain-heading h3{font-size:29px;margin-bottom:8px}.domain-heading p{font-size:12px}.domain-products{padding:0 16px}.product{gap:14px;min-height:84px;padding-block:12px}.product-photo{width:58px;height:60px;flex-basis:58px}.product-name{font-size:18px;line-height:1.3}.product-arrow{font-size:21px;flex-basis:13px}.catalog-bottom{flex-direction:column;align-items:flex-start;gap:18px;padding-top:22px}.text-button{font-size:14px}.catalog-bottom>span{font-size:10px}.loyalty-section{padding-block:34px}.loyalty-section .wrap{grid-template-columns:1fr;gap:17px}.loyalty-section .eyebrow{margin:0}.loyalty-section h2{font-size:34px}.loyalty-section .wrap>p:last-child{font-size:19px;justify-self:start}.steps-section{padding-block:38px}.steps-grid{grid-template-columns:1fr;gap:25px;margin-top:28px}.steps-grid article{padding-top:18px}.steps-grid h3{font-size:23px;margin-top:8px}.steps-grid p{font-size:15px;max-width:none}.steps-grid article>span{font-size:26px}.steps-section .section-heading>.button{font-size:14px}.faq-section{grid-template-columns:1fr;gap:27px;padding-block:34px}.faqs summary{font-size:15px;padding-block:18px}.faqs p{font-size:14px}.closing{margin-bottom:38px;padding:25px 22px;align-items:flex-start;flex-direction:column;gap:24px}.closing h2{font-size:29px}.closing .button{font-size:14px}footer{padding-top:30px}.footer-top{align-items:flex-start;flex-direction:column;gap:24px;padding-bottom:26px}.footer-top p{font-size:14px}.footer-top>a:last-child{font-size:13px}.footer-bottom{flex-direction:column;align-items:flex-start;gap:17px;font-size:11px}.footer-bottom button{font-size:11px}dialog{width:calc(100% - 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@media(max-width:359px){.brand img{width:185px}.site-header{gap:13px}.hero h1{font-size:37px}.hero-promise{font-size:16px}.hero{min-height:610px}.hero-photo{top:240px}.hero-caption{font-size:10px}.issue-section{padding:22px 15px 18px}.section-heading h2,.catalog-section h2{font-size:28px}.issue-grid strong{font-size:18px}.issue-grid button{min-height:112px;padding:14px}.product-name{font-size:17px}.product-photo{width:53px;flex-basis:53px;height:56px}.product{gap:11px}.loyalty-section h2{font-size:30px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Themenübersicht und Wissensbereich der Deutschen Anspruchshilfe */
.header-links{gap:20px}.topic-nav{gap:10px}.topic-nav a{padding-inline:12px}.topic-nav>span{white-space:nowrap}.catalog-tools{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:20px;color:var(--muted);font-size:14px}.catalog-tools button{font-weight:700;color:var(--blue);flex-shrink:0}.insurance-grid{gap:16px;grid-template-columns:repeat(4,minmax(0,1fr));align-items:start}.insurance-domain{scroll-margin-top:25px;box-shadow:none}.domain-heading{display:flex;position:relative;align-items:flex-start;gap:12px;min-height:172px;padding:22px 16px 19px;border-top:3px solid var(--blue);border-bottom:0;list-style:none;cursor:pointer;background:#f0f7fc}.domain-heading::-webkit-details-marker{display:none}.domain-heading:hover{background:#e5f2fc}.domain-label{min-width:0;padding-right:8px}.domain-heading h3{font-size:21px;line-height:1.15;margin:0 0 9px;letter-spacing:-.02em;hyphens:auto}.domain-preview{display:block;font-size:12px;line-height:1.4;color:var(--muted)}.domain-count{display:block;font-size:11px;font-weight:650;color:var(--blue);margin-top:11px}.group-photo.product-photo{width:48px;height:56px;flex-basis:48px;border-radius:6px}.domain-chevron{position:absolute;right:12px;bottom:13px;font-size:24px;line-height:1;color:var(--blue)}.insurance-domain[open] .domain-chevron{font-size:0}.insurance-domain[open] .domain-chevron:after{content:'−';font-size:24px}.insurance-domain[open] .domain-heading{border-bottom:1px solid var(--line)}.domain-products{padding:0 14px}.product{min-height:54px;padding-block:13px;gap:10px}.product-name{font-size:15px;font-weight:550;line-height:1.4;hyphens:auto}.product-arrow{font-size:18px}.knowledge-section{background:#f1f7fc;padding:54px 0}.section-intro{color:var(--muted);font-size:18px;margin:14px 0 0}.knowledge-search{width:340px;max-width:100%}.knowledge-search input{width:100%;border:1px solid #bed4e5;border-radius:7px;padding:13px 16px;background:white;font-size:14px}.knowledge-filters{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:25px}.knowledge-filters button{border:1px solid #b9cfe0;border-radius:30px;background:transparent;padding:8px 17px;font-size:13px;font-weight:600}.knowledge-filters button[aria-pressed=true]{background:var(--deep);color:white;border-color:var(--deep)}.knowledge-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.knowledge-card{padding:23px 20px;text-align:left;background:white;border:1px solid var(--line);border-radius:10px;display:flex;align-items:flex-start;flex-direction:column;min-height:242px;transition:border-color .15s}.knowledge-card:hover{border-color:var(--blue);box-shadow:0 4px 15px #173f700b}.knowledge-card>span{font-size:10px;font-weight:750;text-transform:uppercase;letter-spacing:.06em;color:var(--red);margin-bottom:18px}.knowledge-card h3{font-size:21px;line-height:1.16;letter-spacing:-.02em;margin:0 0 12px}.knowledge-card p{font-size:14px;line-height:1.5;color:var(--muted);margin:0 0 23px}.knowledge-card strong{font-size:13px;color:var(--blue);margin-top:auto}.article-category{color:var(--red);font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.05em}.article-body p{font-size:16px;line-height:1.7;margin:17px 0}.footer-top nav{display:flex;flex-direction:column;gap:7px;font-size:14px}.footer-top nav a{text-decoration:none}.footer-top nav a:hover{text-decoration:underline}.faq-section{border-top:0;padding-top:56px}.header-links>a:first-child{display:block}
@media(max-width:1150px){.insurance-grid,.knowledge-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.domain-heading{min-height:151px;gap:16px;padding:23px}.domain-heading h3{font-size:25px}.domain-preview{font-size:14px}.group-photo.product-photo{width:60px;height:65px;flex-basis:60px}.domain-count{font-size:12px}.product-name{font-size:17px}.domain-products{padding-inline:22px}.product{min-height:59px}.topic-nav{overflow:auto;scrollbar-width:none}.header-links{gap:16px}.site-header{gap:20px}.header-links a{font-size:13px}.knowledge-card{min-height:225px}.knowledge-card h3{font-size:23px}}
@media(max-width:760px){.catalog-tools{align-items:flex-start;flex-direction:column;gap:11px;font-size:13px}.insurance-grid{grid-template-columns:1fr;gap:12px}.domain-heading{min-height:125px;padding:21px 19px;gap:16px}.domain-heading h3{font-size:23px;margin-bottom:7px}.domain-preview{font-size:13px}.domain-count{font-size:11px;margin-top:10px}.group-photo.product-photo{width:61px;height:66px;flex-basis:61px}.domain-label{padding-right:14px}.domain-chevron{bottom:15px;right:15px}.domain-products{padding-inline:18px}.product-name{font-size:17px}.knowledge-section{padding-block:36px}.knowledge-search{width:100%}.knowledge-grid{grid-template-columns:1fr;gap:12px}.knowledge-card{min-height:0;padding:22px}.knowledge-card>span{margin-bottom:12px}.knowledge-card h3{font-size:23px}.knowledge-card p{margin-bottom:18px;font-size:15px}.knowledge-filters{gap:7px;margin-bottom:20px}.knowledge-filters button{font-size:12px;padding:8px 13px}.knowledge-card strong{font-size:14px}.section-intro{font-size:16px;margin-top:10px}.faq-section{padding-top:36px}.article-body p{font-size:15px}.footer-top nav{font-size:14px}.topic-nav{gap:8px}.topic-nav a{font-size:11px}.domain-products .product{min-height:59px}}
@media(max-width:359px){.domain-heading{padding:19px 15px;gap:12px}.domain-heading h3{font-size:21px}.group-photo.product-photo{width:51px;height:60px;flex-basis:51px}.domain-preview{font-size:12px}.domain-label{padding-right:8px}.domain-products .product-name{font-size:16px}}
.domain-column{display:flex;flex-direction:column;gap:16px;min-width:0}.insurance-domain{order:var(--topic-order)}
@media(max-width:1150px){.domain-column{display:contents}}
@media(max-width:760px){.insurance-domain{order:var(--topic-order)}}
.insurance-grid:has(.domain-column:only-child){grid-template-columns:minmax(0,620px)}
/* Textpräzisierung und Praxiswissen V10 */
.hero h1{margin-bottom:13px}.hero-slogan{font-size:31px;line-height:1.15;font-weight:750;color:#cce7fc;letter-spacing:-.02em;margin:0 0 20px}.hero-caption{max-width:530px}.steps-section .section-heading{align-items:flex-end}.steps-section h2{font-size:34px;max-width:790px}.continuation{display:flex;gap:20px;align-items:flex-start;padding:24px 28px;margin-top:30px;border:1px solid #c8dfef;border-radius:10px;background:#f0f7fc}.continuation>span{font-size:40px;line-height:1;color:var(--blue);font-weight:500}.continuation strong{font-size:20px;line-height:1.25;display:block}.continuation p{margin:8px 0 0;font-size:15px;line-height:1.6;color:var(--muted);max-width:920px}.knowledge-more{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:20px 0 28px}.knowledge-more p{font-size:12px;color:var(--muted);margin:0}.knowledge-more button{color:var(--blue);font-weight:700}.knowledge-origin{background:white;border:1px solid var(--line);border-left:4px solid var(--blue);border-radius:8px;padding:26px 28px;display:flex;align-items:center;justify-content:space-between;gap:40px}.knowledge-origin .eyebrow{margin-bottom:9px}.knowledge-origin h3{font-size:23px;line-height:1.2;margin:0 0 10px;letter-spacing:-.02em}.knowledge-origin p:not(.eyebrow){font-size:14px;line-height:1.65;color:var(--muted);margin:0;max-width:740px}.source-button{font-size:14px;font-weight:700;color:var(--blue);text-decoration:none;flex-shrink:0;border:1px solid #b9d4e8;border-radius:6px;padding:12px 16px}.source-button:hover{background:var(--light)}.article-body h3{font-size:20px;line-height:1.2;margin:26px 0 9px;letter-spacing:-.01em}.article-body h3+p{margin-top:0}.article-body ul{padding-left:22px;margin:12px 0 22px}.article-body li{padding-left:4px;margin:9px 0;font-size:15px;line-height:1.55}.article-source{border-top:1px solid var(--line);padding-top:18px;font-size:13px;color:var(--muted)}.article-source a{color:var(--blue);text-underline-offset:3px}.knowledge-card h3{font-size:21px;line-height:1.17}
@media(max-width:1150px){.steps-section h2{font-size:30px;max-width:600px}.knowledge-origin{gap:25px;align-items:flex-start;flex-direction:column}.hero-slogan{font-size:29px}}
@media(max-width:760px){.hero{min-height:665px}.hero h1{font-size:42px;line-height:1.04;margin-bottom:12px;letter-spacing:-.03em}.hero-slogan{font-size:27px;margin-bottom:19px}.hero .hero-promise{font-size:16px;max-width:350px}.hero-photo{top:267px}.hero-shade{background:linear-gradient(180deg,#173f70 0%,#173f70 33%,#173f70e8 43%,#173f7040 66%,#173f7010 84%,#173f7070 100%)}.hero-caption{font-size:11px;max-width:290px;line-height:1.5}.steps-section .section-heading{align-items:flex-start}.steps-section h2{font-size:29px}.continuation{padding:22px 19px;gap:14px;margin-top:25px}.continuation>span{font-size:31px}.continuation strong{font-size:19px}.continuation p{font-size:14px}.knowledge-more{padding:20px 0 24px;align-items:flex-start;flex-direction:column;gap:12px}.knowledge-origin{padding:23px 20px;gap:20px}.knowledge-origin h3{font-size:22px}.knowledge-origin p:not(.eyebrow){font-size:14px}.source-button{font-size:13px}.knowledge-card h3{font-size:23px}.article-body h3{font-size:19px}.article-source{font-size:12px}}
@media(max-width:359px){.hero h1{font-size:36px}.hero-slogan{font-size:24px}.hero .hero-promise{font-size:15px}.hero{min-height:665px}.steps-section h2{font-size:27px}}
/* V11: klares Versprechen und anschauliches Gegenprogramm */
.hero-content{padding-block:42px 48px}.hero-actions{margin-top:28px}.hero-promise{margin-bottom:0}.issue-section .section-heading{margin-bottom:24px}.catalog-section .section-heading{margin-bottom:25px}.catalog-tools{justify-content:flex-end;margin-bottom:22px}.catalog-bottom{padding-top:25px}
.system-section{padding:66px 0 60px;background:#173f70;color:white;overflow:hidden}.system-intro{display:grid;grid-template-columns:1.42fr 1fr;gap:55px;align-items:center;margin-bottom:42px}.system-intro h2{font-size:43px;line-height:1.08;letter-spacing:-.035em;margin:0;font-weight:800}.system-intro h2 span{color:#b6dfff}.system-intro>p{font-size:20px;line-height:1.55;color:#d8e8f5;margin:0}.system-showcase{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:center}.system-copy h3{font-size:32px;line-height:1.17;letter-spacing:-.025em;margin:0 0 26px;font-weight:750}.system-copy p{font-size:20px;line-height:1.55;color:#d5e6f4;margin:0 0 21px;max-width:480px}.system-copy .button{margin-top:9px;font-size:16px;padding:16px 23px}.response-demo{position:relative;min-width:0;padding:24px 25px 20px;border-radius:20px;background:#e4f1f9;box-shadow:0 16px 45px #08244230;color:var(--navy)}.demo-switch{display:flex;justify-content:center;gap:6px;padding:5px;background:#d1e4f1;border-radius:30px;width:max-content;max-width:100%;margin:0 auto 10px}.demo-switch button{border:0;border-radius:22px;background:transparent;color:#486d8c;font-size:15px;font-weight:650;padding:8px 18px;line-height:1.2}.demo-switch button[aria-pressed=true]{background:#173f70;color:white;box-shadow:0 3px 8px #173f7020}.paper-stage{position:relative;height:383px;margin:10px 0 6px}.received-paper{position:absolute;left:8px;top:8px;width:78%;padding:23px 26px 26px;min-height:188px;background:#fffdfa;border:1px solid #d5dfdf;border-radius:3px;transform:rotate(-5deg);box-shadow:0 10px 22px #32526c24}.paper-from{font-size:13px;line-height:1.3;letter-spacing:.025em;font-weight:600;color:#7c8c97;margin:0 0 15px}.received-paper h3{font-size:22px;line-height:1.15;font-weight:600;letter-spacing:-.02em;margin:0 0 16px;max-width:320px;color:#506070}.paper-lines{display:grid;gap:6px;width:65%}.paper-lines i{height:3px;background:#e3e7e7;border-radius:4px}.paper-lines i:last-child{width:66%}.paper-stamp{position:absolute;right:20px;bottom:22px;transform:rotate(-8deg);border:2px solid #cb5146;border-radius:3px;padding:3px 9px;color:#bc4c42;font-weight:800;font-size:15px;letter-spacing:.075em;line-height:1.3;background:#fffdfaeb}.paper-connector{position:absolute;left:4px;top:218px;font-size:71px;line-height:1;color:#7ba9c7;transform:rotate(12deg)}.reply-paper{position:absolute;right:1px;top:148px;width:83%;min-height:224px;padding:23px 25px 22px;background:white;border:2px solid #0873b2;border-top:6px solid #0873b2;border-radius:9px;box-shadow:0 14px 25px #173f7024;transform:rotate(2deg)}.reply-brand{display:flex;align-items:center;gap:11px;margin-bottom:13px}.reply-brand img{width:31px;height:31px;object-fit:contain}.reply-brand>span{font-size:13px;font-weight:700;color:#0873b2}.reply-paper h3{font-size:23px;line-height:1.12;font-weight:800;letter-spacing:-.025em;margin:0 0 11px;max-width:355px}.reply-paper>p{font-size:15px;line-height:1.45;margin:0 0 13px;color:#5a748a}.reply-outcome{display:block;padding-top:11px;border-top:1px solid #d7e4ee;color:#0873b2;font-size:13px;line-height:1.3;font-weight:750}.demo-return{display:flex;align-items:center;justify-content:center;gap:12px;font-size:17px;line-height:1.3;font-weight:750;margin:13px 0 12px;color:#1b4a71}.demo-return>span{font-size:30px;line-height:1;color:#0873b2;font-weight:400}.demo-label{font-size:12px;text-align:center;margin:0;color:#6e8699}.guidance-section{padding-block:67px 49px}.guidance-main{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:start}.guidance-main h2{font-size:47px;line-height:1.04;letter-spacing:-.035em;margin:0;font-weight:800}.guidance-promise{font-size:36px;line-height:1.12;letter-spacing:-.025em;font-weight:750;color:#0873b2;margin:0 0 22px}.guidance-text{font-size:20px;line-height:1.55;color:var(--muted);margin:0 0 27px;max-width:560px}.guidance-main .button{font-size:16px;padding:16px 23px}.guidance-footer{border-top:1px solid var(--line);margin-top:46px;padding-top:26px;display:flex;align-items:center;justify-content:space-between;gap:28px}.guidance-footer strong{font-size:23px;line-height:1.2;letter-spacing:-.02em;max-width:440px}.guidance-footer p{font-size:18px;line-height:1.5;color:var(--muted);max-width:520px;margin:0}.knowledge-section{padding-top:50px}.knowledge-section .eyebrow{display:none}
@media(min-width:1500px){.system-intro h2{font-size:46px}.system-copy h3{font-size:35px}}
@media(max-width:1150px){.system-intro{grid-template-columns:1.25fr 1fr;gap:32px}.system-intro h2{font-size:37px}.system-intro>p{font-size:18px}.system-showcase{gap:28px;grid-template-columns:.85fr 1.15fr}.system-copy h3{font-size:28px}.system-copy p{font-size:18px}.response-demo{padding:22px 18px 18px}.reply-paper{padding:20px;top:152px;width:86%}.reply-paper h3{font-size:21px}.reply-paper>p{font-size:14px}.paper-stage{height:400px}.received-paper{left:7px;padding:21px;width:86%}.received-paper h3{font-size:20px}.paper-stamp{font-size:12px}.reply-outcome{font-size:12px}.demo-return{font-size:15px;gap:9px}.demo-switch button{padding:8px 14px;font-size:14px}.guidance-main{gap:40px}.guidance-main h2{font-size:42px}.guidance-promise{font-size:33px}.guidance-text{font-size:18px}.guidance-footer p{font-size:17px}.guidance-footer strong{font-size:22px}}
@media(max-width:760px){.hero{min-height:555px}.hero-content{padding-block:24px 32px}.hero h1{font-size:42px}.hero-promise{font-size:16px;line-height:1.45}.hero-actions{margin-top:24px}.hero-photo{top:170px}.hero-shade{background:linear-gradient(180deg,#173f70 0%,#173f70 27%,#173f70ed 40%,#173f7040 66%,#173f7010 84%,#173f7070 100%)}.issue-section .section-heading{margin-bottom:20px}.catalog-section .section-heading{margin-bottom:19px}.catalog-tools{margin-bottom:18px}.system-section{padding-block:39px 35px}.system-intro{grid-template-columns:1fr;gap:21px;margin-bottom:29px}.system-intro h2{font-size:34px;line-height:1.08;letter-spacing:-.03em}.system-intro>p{font-size:18px;line-height:1.55;max-width:500px}.system-showcase{grid-template-columns:1fr;gap:33px}.system-copy h3{font-size:29px;line-height:1.16;margin-bottom:21px}.system-copy p{font-size:18px;line-height:1.55;margin-bottom:19px;max-width:500px}.system-copy .button{margin-top:5px;font-size:15px;padding:15px 20px}.response-demo{padding:18px 15px 17px;border-radius:14px;max-width:530px;width:100%;margin:auto}.demo-switch{padding:4px;gap:2px;margin-bottom:15px}.demo-switch button{font-size:13px;padding:8px 14px}.paper-stage{height:408px;margin-top:8px;margin-bottom:3px}.received-paper{left:9px;top:8px;width:88%;padding:20px;min-height:180px}.paper-from{font-size:11px;margin-bottom:13px}.received-paper h3{font-size:20px;margin-bottom:14px}.paper-stamp{font-size:12px;right:15px;bottom:19px;padding:3px 6px}.paper-lines{width:63%;gap:5px}.paper-lines i{height:3px}.reply-paper{right:3px;top:157px;width:87%;min-height:238px;padding:20px 19px}.reply-brand{margin-bottom:12px;gap:9px}.reply-brand img{width:29px;height:29px}.reply-brand>span{font-size:12px}.reply-paper h3{font-size:22px;line-height:1.12;margin-bottom:12px}.reply-paper>p{font-size:14px;line-height:1.45;margin-bottom:13px}.reply-outcome{font-size:12px;line-height:1.4}.paper-connector{font-size:48px;top:241px;left:-2px}.demo-return{font-size:15px;line-height:1.35;margin:14px 2px 10px;gap:9px}.demo-return>span{font-size:27px}.demo-label{font-size:11px}.guidance-section{padding-block:39px 34px}.guidance-main{grid-template-columns:1fr;gap:25px}.guidance-main h2{font-size:37px;line-height:1.06;max-width:440px}.guidance-promise{font-size:32px;line-height:1.12;margin-bottom:18px}.guidance-text{font-size:18px;line-height:1.55;margin-bottom:24px;max-width:500px}.guidance-main .button{font-size:15px;padding:15px 20px}.guidance-footer{margin-top:32px;padding-top:25px;flex-direction:column;align-items:flex-start;gap:13px}.guidance-footer strong{font-size:23px;line-height:1.15;max-width:400px}.guidance-footer p{font-size:17px;line-height:1.5;max-width:500px}.knowledge-section{padding-top:36px}}
@media(max-width:359px){.hero h1{font-size:36px}.hero{min-height:555px}.hero .hero-promise{font-size:15px}.system-intro h2{font-size:30px}.system-intro>p{font-size:17px}.system-copy h3{font-size:26px}.system-copy p{font-size:17px}.response-demo{padding:17px 10px}.demo-switch button{padding:8px 11px;font-size:12px}.received-paper{padding:17px;width:91%;left:5px}.received-paper h3{font-size:18px}.paper-stage{height:419px}.reply-paper{padding:17px 14px;width:89%;top:151px;right:2px;min-height:254px}.reply-paper h3{font-size:20px}.reply-paper>p{font-size:13px}.paper-stamp{font-size:11px}.demo-return{font-size:14px;gap:7px}.demo-label{font-size:10px}.guidance-main h2{font-size:33px}.guidance-promise{font-size:29px}.guidance-text{font-size:17px}}
.paper-stage{height:430px}.demo-label{font-size:14px}.reply-paper>p{font-size:16px}.reply-brand>span,.reply-outcome{font-size:14px}.paper-from{font-size:14px}
@media(max-width:1150px){.paper-stage{height:450px}.reply-paper>p{font-size:15px}.reply-outcome{font-size:13px}}
@media(max-width:760px){.paper-stage{height:445px}.demo-label{font-size:13px}.paper-from{font-size:12px}.reply-paper>p{font-size:15px}.reply-brand>span,.reply-outcome{font-size:13px}}
@media(max-width:359px){.paper-stage{height:455px}.reply-paper>p{font-size:14px}.reply-outcome{font-size:12px}.demo-label{font-size:12px}.paper-from{font-size:11px}}
@media(max-width:760px){.response-demo{order:-1}}
/* V12: bildfüllende Schadenmotive, größere Themenfotos, dezente Bewegung */
.wrap{width:calc(100% - clamp(36px,6.25vw,144px));max-width:none}
.hero{min-height:clamp(570px,65vh,820px)}.hero-photo{inset:0}.hero-photo img{position:absolute;inset:0;object-fit:cover;object-position:60% 52%;opacity:0;transition:opacity 1.1s ease;transform:none}.hero-photo img.is-active{opacity:1}.hero-shade{background:linear-gradient(0deg,#081f42a6 0%,#0b25482b 42%,#091c3633 100%),#0b254847}.hero-content{padding-block:58px 110px;pointer-events:none}.hero-content h1,.hero-content p{text-shadow:0 2px 24px #03132990}.hero-content h1{font-size:clamp(50px,3.9vw,78px);max-width:850px}.hero-slogan{font-size:clamp(31px,2.3vw,43px);color:#d6ecff}.hero-promise{font-size:clamp(20px,1.4vw,25px);max-width:670px}.hero-content button{pointer-events:auto}.hero-case{position:absolute;right:clamp(40px,4.5vw,100px);bottom:90px;text-align:right;max-width:420px;text-shadow:0 2px 20px #00112a}.hero-case>p{font-size:clamp(26px,2.4vw,40px);line-height:1.1;font-weight:750;letter-spacing:-.025em;margin:0 0 12px}.hero-case>button{border:0;border-bottom:1px solid #ffffff9c;padding:0 0 5px;background:transparent;color:white;font-size:18px;font-weight:600;text-shadow:inherit}.hero-case>button span{margin-left:12px}.hero-carousel-controls{position:absolute;right:clamp(40px,4.5vw,100px);bottom:30px;display:flex;gap:12px;align-items:center}.hero-dots{display:flex;gap:3px;background:#0b254862;backdrop-filter:blur(10px);border:1px solid #ffffff4d;border-radius:30px;padding:0 6px}.hero-dots button{display:flex;align-items:center;justify-content:center;width:40px;height:40px;border:0;background:transparent;border-radius:50%}.hero-dots button span{height:8px;width:8px;background:#ffffff70;border-radius:20px;transition:width .25s,background .25s}.hero-dots button[aria-pressed=true] span{width:24px;background:white}.hero-pause{width:42px;height:42px;border:1px solid #ffffff4d;border-radius:50%;background:#0b254862;backdrop-filter:blur(10px);color:white;font-size:19px;line-height:1}.hero-case.is-changing{animation:caseIn .35s ease both}.domain-heading{padding:20px 18px;min-height:184px;gap:17px;align-items:center}.group-photo.product-photo{width:96px;height:110px;flex-basis:96px;border-radius:10px;box-shadow:0 5px 15px #17385412}.domain-heading h3{font-size:23px}.domain-preview{font-size:14px}.domain-count{font-size:12px}.domain-label{padding-right:7px}.expertise-section{padding-block:72px 50px}.expertise-heading{display:grid;grid-template-columns:1.4fr 1fr;gap:70px;align-items:center;margin-bottom:40px}.expertise-heading h2{font-size:43px;line-height:1.1;letter-spacing:-.035em;margin:0;font-weight:800}.expertise-heading h2 span{color:var(--blue)}.expertise-heading>p{font-size:20px;line-height:1.55;color:var(--muted);margin:0;max-width:600px}.expertise-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:36px}.expertise-grid article{border-top:4px solid #0873b2;padding:23px 0 0}.expertise-grid h3{font-size:27px;line-height:1.15;letter-spacing:-.02em;margin:0 0 14px}.expertise-grid p{font-size:19px;line-height:1.5;color:var(--muted);margin:0;max-width:470px}.guidance-section{border-top:1px solid var(--line);margin-top:15px}.reveal-ready{opacity:0;transform:translateY(13px);transition:opacity .55s ease,transform .55s ease}.reveal-ready.is-visible{opacity:1;transform:none}.button{transition:background .2s,box-shadow .2s,transform .2s}.button:hover{transform:translateY(-2px)}.hero-content h1{animation:heroIn .65s ease both}.hero-slogan{animation:heroIn .65s .08s ease both}.hero-promise{animation:heroIn .65s .14s ease both}.hero-actions{animation:heroIn .65s .2s ease both}@keyframes heroIn{from{opacity:0;transform:translateY(9px)}to{opacity:1;transform:none}}@keyframes caseIn{from{opacity:.35;transform:translateY(5px)}to{opacity:1;transform:none}}
@media(min-width:1700px){.domain-heading{gap:22px;padding:24px;min-height:200px}.group-photo.product-photo{width:118px;height:126px;flex-basis:118px}.domain-heading h3{font-size:27px}.system-intro h2{font-size:51px}.system-copy h3{font-size:38px}.system-copy p{max-width:620px;font-size:22px}.system-intro>p{font-size:23px}.system-showcase{gap:80px}.expertise-heading h2{font-size:50px}.knowledge-card h3{font-size:25px}}
@media(max-width:1150px){.hero-content h1{font-size:50px}.hero-content{padding-block:48px 125px}.hero-case{max-width:330px}.hero-case>p{font-size:28px}.hero-case>button{font-size:16px}.domain-heading{min-height:177px;padding:23px;gap:23px}.group-photo.product-photo{width:100px;height:112px;flex-basis:100px}.domain-heading h3{font-size:26px}.expertise-heading{gap:35px}.expertise-heading h2{font-size:37px}.expertise-grid{gap:25px}.expertise-grid h3{font-size:24px}.expertise-grid p{font-size:18px}}
@media(max-width:760px){.wrap{width:calc(100% - 36px)}.hero{min-height:700px;align-items:flex-start}.hero-photo{inset:0}.hero-photo img{object-position:62% 60%}.hero-shade{background:linear-gradient(180deg,#102e56c7 0%,#102e56a3 37%,#09234120 65%,#092341c7 100%)}.hero-content{padding-block:28px 30px}.hero-content h1{font-size:42px}.hero-slogan{font-size:27px}.hero .hero-promise{font-size:16px;max-width:355px}.hero-actions{margin-top:24px}.hero-case{left:18px;right:18px;bottom:91px;text-align:left;max-width:none}.hero-case>p{font-size:30px}.hero-case>button{font-size:17px}.hero-carousel-controls{left:18px;right:auto;bottom:33px}.domain-heading{min-height:151px;padding:20px 18px;gap:20px}.group-photo.product-photo{width:97px;height:105px;flex-basis:97px}.domain-heading h3{font-size:24px}.domain-preview{font-size:14px}.domain-count{font-size:12px}.expertise-section{padding-block:40px 34px}.expertise-heading{grid-template-columns:1fr;gap:23px;margin-bottom:28px}.expertise-heading h2{font-size:34px}.expertise-heading>p{font-size:18px}.expertise-grid{grid-template-columns:1fr;gap:26px}.expertise-grid article{padding-top:20px}.expertise-grid h3{font-size:25px;margin-bottom:12px}.expertise-grid p{font-size:18px}.guidance-section{margin-top:0}}
@media(max-width:359px){.hero{min-height:700px}.hero-content h1{font-size:36px}.hero-slogan{font-size:24px}.hero .hero-promise{font-size:15px}.hero-case>p{font-size:27px}.group-photo.product-photo{width:82px;height:100px;flex-basis:82px}.domain-heading{padding:19px 14px;gap:15px}.domain-heading h3{font-size:21px}.domain-preview{font-size:13px}.expertise-heading h2{font-size:30px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.hero-content h1,.hero-slogan,.hero-promise,.hero-actions,.hero-case.is-changing{animation:none}.hero-photo img,.hero-dots button span,.reveal-ready,.button{transition:none}.reveal-ready{opacity:1;transform:none}.button:hover{transform:none}}

.expertise-heading>*{min-width:0}.expertise-heading h2{hyphens:auto;overflow-wrap:break-word}
@media(max-width:359px){.hero-content h1{font-size:32px;letter-spacing:-.035em}}
/* V13: Einmalpreis und Hilfe über den ganzen Vorgang */
.hero-actions{align-items:center;gap:28px}.hero-price{font-size:22px;line-height:1.2;white-space:nowrap;margin:0;color:white;font-weight:500;text-shadow:0 2px 20px #00112a70}.hero-price strong{font-size:32px;font-weight:800;letter-spacing:-.025em;margin-left:5px}.guidance-section{padding-block:62px}.guidance-main{grid-template-columns:1fr 1.05fr;align-items:center;gap:70px}.guidance-copy .guidance-promise{margin-top:28px}.guidance-copy .guidance-text{max-width:630px;margin-bottom:20px}.offer-card{padding:38px 42px 40px;background:#eef6fc;border:1px solid #c6dfef;border-radius:18px;box-shadow:0 14px 40px #1738540a;min-width:0}.offer-label{font-size:18px;font-weight:600;color:#476d8c;margin:0 0 9px}.offer-amount{font-size:76px;line-height:1;font-weight:800;letter-spacing:-.055em;color:var(--deep);margin:0 0 27px;font-variant-numeric:tabular-nums}.offer-amount span{font-size:46px;letter-spacing:-.02em;font-weight:600}.offer-card h3{font-size:29px;line-height:1.15;letter-spacing:-.025em;margin:0 0 26px;font-weight:750;max-width:590px}.offer-card ul{list-style:none;padding:0;margin:0 0 29px;display:grid;gap:15px}.offer-card li{position:relative;padding-left:28px;font-size:18px;line-height:1.45;color:#456782}.offer-card li:before{content:'✓';position:absolute;left:0;top:0;color:#0873b2;font-weight:750}.offer-card .button{font-size:17px;padding:16px 23px}.closing-action p{font-size:20px;line-height:1.4;margin:0 0 18px}.closing-action p strong{white-space:nowrap}.flow-offer{display:grid;gap:6px;background:#eef6fc;border-left:3px solid #0873b2;padding:16px 18px;margin:22px 0}.flow-offer strong{font-size:19px;line-height:1.3}.flow-offer span{font-size:15px;line-height:1.5;color:var(--muted)}
@media(min-width:1700px){.hero-price{font-size:25px}.hero-price strong{font-size:37px}.guidance-copy .guidance-text{font-size:22px;max-width:740px}.offer-card{padding:46px 52px}.offer-amount{font-size:86px}.offer-card h3{font-size:34px}.offer-card li{font-size:21px}.offer-label{font-size:21px}}
@media(max-width:1150px){.hero-actions{gap:22px}.hero-price{font-size:20px}.hero-price strong{font-size:30px}.guidance-main{gap:35px}.offer-card{padding:30px}.offer-amount{font-size:67px}.offer-card h3{font-size:27px}.offer-card li{font-size:17px}.guidance-main h2{font-size:39px}}
@media(max-width:760px){.hero-actions{align-items:flex-start;gap:17px;flex-direction:column;margin-top:23px}.hero-price{font-size:20px}.hero-price strong{font-size:30px}.hero-content{padding-bottom:30px}.guidance-section{padding-block:40px}.guidance-main{grid-template-columns:1fr;gap:29px}.guidance-main h2{font-size:37px}.guidance-copy .guidance-promise{margin-top:24px}.guidance-copy .guidance-text{font-size:18px;margin-bottom:17px}.offer-card{padding:27px 24px 29px;border-radius:14px}.offer-label{font-size:17px}.offer-amount{font-size:68px;margin-bottom:23px}.offer-amount span{font-size:40px}.offer-card h3{font-size:26px;line-height:1.16;margin-bottom:23px}.offer-card li{font-size:17px;padding-left:26px}.offer-card ul{gap:15px;margin-bottom:25px}.offer-card .button{font-size:16px;padding:15px 20px}.closing-action p{font-size:18px}.flow-offer{padding:14px 16px}.flow-offer strong{font-size:17px}.flow-offer span{font-size:14px}}
@media(max-width:359px){.hero-price{font-size:19px}.hero-price strong{font-size:28px}.hero-actions{gap:15px}.guidance-main h2{font-size:33px}.offer-card{padding:25px 20px}.offer-amount{font-size:61px}.offer-card h3{font-size:24px}.offer-card li{font-size:16px}.offer-card .button{font-size:15px;padding:14px 17px}}
/* V14: fotografische Zäsur und großzügiger lesbare FAQ */
.damage-interlude{position:relative;isolation:isolate;min-height:clamp(440px,37vw,650px);background:#173854;overflow:hidden;display:flex;align-items:flex-end;color:white}.damage-interlude>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 58%;z-index:-3}.damage-shade{position:absolute;inset:0;z-index:-2;background:linear-gradient(0deg,#081c36c9 0%,#102e5650 40%,transparent 76%)}.damage-message{padding-block:65px}.damage-message h2{font-size:clamp(38px,3.5vw,65px);line-height:1.08;letter-spacing:-.035em;font-weight:800;margin:0;color:white;max-width:1300px;text-shadow:0 2px 24px #06132675}.faq-section{display:block;padding-block:54px 55px}.faq-section>div:first-child{margin-bottom:27px}.faq-section .eyebrow{font-size:15px;margin-bottom:12px}.faq-section h2{font-size:46px;line-height:1.1;letter-spacing:-.03em}.faqs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 54px}.faq-column{min-width:0;border-top:1px solid var(--line)}.faqs summary{min-height:111px;display:flex;align-items:center;padding:25px 62px 25px 0;font-size:24px;line-height:1.28;font-weight:650;letter-spacing:-.012em}.faqs summary:after{top:50%;transform:translateY(-50%);right:0;font-size:31px;line-height:1;width:39px;height:39px;border-radius:50%;background:#eef6fc;display:grid;place-items:center;font-weight:400}.faqs details[open] summary:after{background:#dceefb}.faqs p{font-size:20px;line-height:1.6;margin:0 0 27px;max-width:960px;padding-right:35px}
@media(min-width:1700px){.faq-section{padding-block:65px 64px}.faq-section h2{font-size:55px}.faq-section>div:first-child{margin-bottom:35px}.faqs{column-gap:74px}.faqs summary{font-size:28px;min-height:123px;padding-block:28px}.faqs p{font-size:22px}.faqs summary:after{width:43px;height:43px;font-size:34px}}
@media(max-width:1150px){.damage-interlude{min-height:430px}.damage-message{padding-block:45px}.damage-message h2{font-size:42px;max-width:850px}.faq-section h2{font-size:40px}.faqs{column-gap:32px}.faqs summary{font-size:22px;padding-right:53px;min-height:119px}.faqs p{font-size:19px;padding-right:10px}.faqs summary:after{width:36px;height:36px;font-size:29px}}
@media(max-width:760px){.damage-interlude{min-height:440px}.damage-interlude>img{object-position:57% 55%}.damage-shade{background:linear-gradient(0deg,#081c36d9 0%,#102e5645 56%,transparent 85%)}.damage-message{padding-block:35px}.damage-message h2{font-size:34px;line-height:1.1;max-width:500px}.faq-section{padding-block:37px 35px}.faq-section>div:first-child{margin-bottom:24px}.faq-section .eyebrow{font-size:13px}.faq-section h2{font-size:35px;line-height:1.08;max-width:500px}.faqs{grid-template-columns:1fr;gap:0}.faq-column+.faq-column{border-top:0}.faqs summary{font-size:21px;line-height:1.3;min-height:95px;padding:22px 49px 22px 0;letter-spacing:-.01em}.faqs summary:after{width:34px;height:34px;font-size:28px}.faqs p{font-size:18px;line-height:1.6;padding-right:0;margin-bottom:25px}}
@media(max-width:359px){.damage-interlude{min-height:420px}.damage-message h2{font-size:30px}.faq-section h2{font-size:32px}.faqs summary{font-size:20px;padding-right:45px}.faqs p{font-size:17px}}

/* Separate health-only concept: large real topic photographs and full-width layout. */
.topic-nav{flex-wrap:wrap;gap:9px;padding-bottom:17px}.topic-nav a{font-size:15px;padding:6px 13px}.insurance-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;align-items:start}.health-topic-photo{width:120px;height:128px;flex:0 0 120px;object-fit:cover;border-radius:10px}.domain-heading{gap:20px;min-height:180px;padding:22px}.domain-heading h3{font-size:27px}.domain-preview{font-size:16px}.domain-products .product{font-size:18px}.topic-source{display:block;padding:18px 22px;font-size:16px;color:var(--blue);text-underline-offset:4px}.hero-content h1{max-width:1000px;font-size:clamp(49px,4.5vw,88px)}.hero .hero-promise{font-size:clamp(21px,1.65vw,30px);max-width:800px}.hero-slide{object-position:center!important}.hero-shade{background:linear-gradient(90deg,#0b294bba 0%,#0b294b80 42%,#0b294b16 78%),linear-gradient(0deg,#0b294b80,transparent 50%)!important}.explainer-section{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center;padding-block:68px}.explainer-section h2{font-size:clamp(34px,3.3vw,58px);line-height:1.09;letter-spacing:-.03em;margin:0 0 24px}.explainer-section p{font-size:22px;color:var(--muted);max-width:670px}.explainer-section .text-button{font-size:20px;display:inline-block}.explainer-video video{width:100%;max-height:420px;background:#173854;border-radius:14px;object-fit:cover}.explainer-video p{font-size:15px;margin:12px 0 0}.reform-card{display:grid;grid-template-columns:minmax(250px,.7fr) 1fr;gap:40px;padding:0;overflow:hidden;background:white;border-left:0}.reform-card>img{width:100%;height:100%;object-fit:cover;min-height:300px}.reform-card>div{padding:34px 35px 34px 0}.reform-card h3{font-size:32px}.reform-card p{font-size:20px}.reform-card .source-button{display:inline-flex;margin-top:10px}.footer-top nav{flex-wrap:wrap}
@media(min-width:1850px){.insurance-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}.health-topic-photo{width:156px;height:155px;flex-basis:156px}.domain-heading{min-height:205px;gap:28px}.domain-heading h3{font-size:34px}.domain-preview{font-size:19px}.domain-products .product{font-size:22px}}
@media(max-width:1150px){.insurance-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.domain-heading h3{font-size:25px}.health-topic-photo{width:103px;height:115px;flex-basis:103px}.explainer-section{gap:32px}.reform-card h3{font-size:27px}}
@media(max-width:760px){.topic-nav{flex-wrap:nowrap}.insurance-grid{grid-template-columns:1fr;gap:15px}.domain-heading{min-height:157px;padding:20px;gap:22px}.health-topic-photo{width:107px;height:118px;flex-basis:107px}.domain-heading h3{font-size:27px}.domain-preview{font-size:15px}.hero-content h1{font-size:44px}.hero .hero-promise{font-size:20px}.hero-slide{object-position:61% center!important}.hero-case>p{font-size:27px}.explainer-section{grid-template-columns:1fr;gap:25px;padding-block:40px}.explainer-section p{font-size:19px}.explainer-section .text-button{font-size:18px}.reform-card{grid-template-columns:1fr;gap:0}.reform-card>img{min-height:0;height:225px}.reform-card>div{padding:26px}.reform-card h3{font-size:27px}.reform-card p{font-size:18px}}
@media(max-width:359px){.hero-content h1{font-size:38px}.hero .hero-promise{font-size:18px}.health-topic-photo{width:88px;height:110px;flex-basis:88px}.domain-heading{gap:16px;padding:17px}.domain-heading h3{font-size:23px}}
